The TD Cash Back Visa Infinite is a super strong candidate in the cash back category, especially for families with one or more auto-shuttlers. If your rental vehicle is damaged or stolen while it is being rented on your behalf, you will be insured up to the current value of the vehicle, plus the valid user fee (fees paid to the rental company to compensate that the rental vehicle cannot be rented during the repair). Some cash back credit cards offer a refund on a fixed schedule – usually once a year – but with the TD Cash Back Visa Infinite, you can access your money if you need it without time limit (although at least $25 must be cashed). With a juicy cash return of 3% on gas, food products and recurring bills, such as streaming subscriptions and utilities, plus travel insurance and troubleshooting, this card is a candidate in its category. While the TD Cash Back Visa Infinite offers high pay rates in the main spending categories, there are some competitive cash-back alternatives there are too. What`s remarkable is that CIBC Dividend Visa Infinite offers 4% on gas and food, and the Scotiabank Momentum Visa Infinite offers 4% on food and recurring bills. In addition, TD`s travel insurance benefits are not as comprehensive as they could be, although troubleshooting softens the agreement. Finally, the TD Cash Back Visa Infinite, with a minimum annual personal income of $60,000 or $100,000 for the budget of some Canadian families, may not be reachable. As always, it`s best to compare your options to see which products best fit your spending habits. Like most cash back cards, the TD Cash Back Visa Infinite offers different salary prices in different categories.

Gas, food and recurring bills (automatic monthly purchases like Netflix, phone bills, etc.) — where most expenses for many families — earn 3%. The 1% rate for all other purchases is also solid. The TD Cash Back Visa Infinite has an annual minimum income requirement of $60,000 (or $100,000 for the budget). If you don`t meet the minimum requirement, you should consider other cash back card options, such as the Tangerine Money-Back credit card or American Express` simplyCash Preferred. New cardholders are greeted with an excellent offer that returns a cash back of 6% for the first three months (up to a total of $2,000 for purchases). If you register before May 30, 2021, the $120 annual fee for the first year will be reduced for you and an additional cardholder (normally $50) so you can reap better rewards together. This offer is not available to Quebecers. Quebec City residents, please click here. 10 You must be a valid Visa Infinite Card holder with a valid Visa Canada Infinite card to receive Visa Infinite benefits and services. Some services and services require registration. Offers and benefits are not transferable and discounts cannot be combined with other offers or discounts.

Neither Visa nor the card issuer are responsible for claims or damages resulting from the use of services or services provided by third parties. Visa reserves the right to modify or cancel offers or benefits at any time and without notice. All offers, benefits and services provided via Visa are subject to general terms and conditions, including third-party terms and conditions of sale available online at www.visainfinite.ca/infinite/terms.jsp. The Visa Infinite privacy policy (available online at www.visainfinite.ca/infinite/privacy.jsp) applies to all services and services that must be registered or are provided on the Visa Infinite website or via the Visa Infinite website. The collection, use and disclosure of cardholders` personal data by third parties in services and benefits to Visa Infinite cardholders is subject to the privacy policy of these third parties. 15 by our director under a service contract with D.D. Life Insurance Company.